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At the bank · English

Accounts, transfers, payments

A1 · 22 wordsA2 · 31 wordsB1 · 34 wordsB2 · 13 wordsC1 · 8 wordsC2 · 3 words

A1

ATMnoun

Withdraw cash from the ATM.

banknoun

I need to go to the bank.

banknotenoun

I only have banknotes, not coins.

branchnoun

Visit the nearest branch.

checknoun

Pay by check.

checking accountnoun

I opened a checking account here.

debtnoun

He is in a lot of debt.

depositverb

Deposit the check at the counter.

feenoun

There is a fee for the transfer.

fundsnoun

Check your available funds online.

interestnoun

The interest rate is five percent.

loannoun

She took a bank loan.

mobile bankingnoun

Mobile banking is very convenient.

online bankingnoun

Use online banking for transfers.

paymentnoun

Make the payment by Friday.

pinnoun

Enter your PIN carefully.

savingsnoun

Keep your savings in a safe account.

signaturenoun

Sign here, please.

statementnoun

Read your bank statement monthly.

tellernoun

The teller counted the money.

transferverb

Transfer money to her account.

withdrawverb

I need to withdraw some cash.

A2 · Premium

capitalnoun

They need more capital to grow.

capital gainsnoun

Pay tax on capital gains.

cashlessadjective

Sweden is almost cashless now.

contactlessadjective

Use contactless payment.

credit limitnoun

Do not exceed your credit limit.

credit scorenoun

A high credit score helps get loans.

digital walletnoun

Pay with your digital wallet.

direct debitnoun

Set up a direct debit for the bills.

dividendnoun

She received a quarterly dividend.

fixed depositnoun

A fixed deposit earns higher interest.

foreign transactionnoun

Avoid foreign transaction charges.

gross incomenoun

Gross income is before tax.

installmentnoun

Pay in twelve installments.

investmentnoun

She made a smart investment.

ISAnoun

Put money in an ISA to save tax-free.

lossnoun

They reported a loss this year.

net paynoun

Net pay is after all deductions.

open bankingnoun

Open banking shares data securely.

outgoingsnoun

Cut your monthly outgoings.

pay stubnoun

Keep your pay stub for reference.

pensionnoun

Start saving for your pension early.

portfolionoun

He has a diverse portfolio.

recurring paymentnoun

Set up recurring payments for bills.

richadjective

You don’t need to be rich to invest.

savings accountnoun

Open a savings account today.

sharenoun

She bought shares in the company.

standing ordernoun

Set up a standing order for rent.

stock marketnoun

The stock market fell yesterday.

surplusnoun

The budget ended with a surplus.

taxnoun

Pay your tax on time.

transaction feenoun

There is a transaction fee abroad.

B1 · Premium

AMLnoun

AML rules fight financial crime.

amortizationnoun

Amortization spreads costs over time.

APRnoun

Check the APR before borrowing.

assetnoun

Property is her main asset.

asset classnoun

Shares are one asset class.

base ratenoun

The base rate was raised.

bondnoun

Government bonds are low risk.

central banknoun

The central bank sets interest rates.

claimnoun

She made an insurance claim.

collateralnoun

Property is used as collateral.

compound interestnoun

Compound interest grows savings fast.

credit unionnoun

A credit union offers fair rates.

crowdfundingnoun

She raised money through crowdfunding.

deflationnoun

Deflation can slow the economy.

expenditurenoun

Track your monthly expenditure.

financial planningnoun

Financial planning secures your future.

fintechnoun

Fintech is disrupting banking.

fraudnoun

Report fraud to your bank immediately.

identity theftnoun

Identity theft is growing.

inflation ratenoun

The inflation rate hit eight percent.

KYCnoun

Banks must carry out KYC checks.

liabilitynoun

List all liabilities on the form.

microloannoun

She got a microloan to start her business.

monetary policynoun

Monetary policy controls money supply.

money launderingnoun

Money laundering is a serious crime.

net worthnoun

Calculate your net worth.

overdraftnoun

Avoid an overdraft if possible.

peer-to-peer lendingnoun

P2P lending bypasses banks.

repaymentnoun

Make monthly repayments.

simple interestnoun

Simple interest is easy to calculate.

solvencynoun

Solvency means you can pay debts.

tax avoidancenoun

Tax avoidance is legal but controversial.

wealthyadjective

The suburb is home to wealthy families.

yieldnoun

The yield on bonds fell.

B2 · Premium

bank runnoun

A bank run caused the bank to fail.

capital flightnoun

Capital flight weakens the currency.

currency pegnoun

The currency peg limits flexibility.

deposit guaranteenoun

Deposits are guaranteed up to £85,000.

forexnoun

The forex market never sleeps.

liquiditynoun

Banks need to maintain liquidity.

negative interest ratenoun

Negative rates punish saving.

premiumnoun

Pay the monthly premium on time.

private bankingnoun

Private banking offers exclusive services.

remittancenoun

He sends a remittance home monthly.

sovereign wealth fundnoun

The sovereign wealth fund invests globally.

stress testnoun

Banks undergo regular stress tests.

wealth managementnoun

Wealth management serves high-net-worth clients.

C1 · Premium

arrearsnoun

He fell into arrears on the loan.

auditnoun

The firm underwent a tax audit.

creditworthyadjective

Only creditworthy clients qualify.

defaultnoun

The country risked a debt default.

depreciateverb

The currency began to depreciate.

precariousadjective

Their financial situation is precarious.

solventadjective

The firm remains solvent.

stagnantadjective

Wages have remained stagnant for years.

C2 · Premium

bailoutnoun

The government bailout prevented a systemic collapse of the banking sector.

insolventadjective

The company was declared insolvent.

meageradjective

It's hard to live on such a meager income.

Frequently asked

How many English words does the “At the bank” topic cover?

111 words, each with a translation and an example sentence: A1 — 22, A2 — 31, B1 — 34, B2 — 13, C1 — 8, C2 — 3.

Which “At the bank” words should I learn first?

With the A1 list: ATM, bank, banknote, branch, check, checking account, debt, deposit, fee, funds. The full level is on this page.

Is the whole “At the bank” topic free?

Reading the whole topic is free and needs no account. Practice is free at A1; A2, B1, B2, C1 and C2 need a Premium subscription.

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