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At the bank · English

Accounts, transfers, payments. 111 English words, A1 through C2, with translations and example sentences.

A1

ATMnoun
ATM
Withdraw cash from the ATM.
banknoun
bank
I need to go to the bank.
banknotenoun
banknote
I only have banknotes, not coins.
branchnoun
branch
Visit the nearest branch.
checknoun
check
Pay by check.
checking accountnoun
checking account
I opened a checking account here.
debtnoun
debt
He is in a lot of debt.
depositverb
deposit
Deposit the check at the counter.
feenoun
fee
There is a fee for the transfer.
fundsnoun
funds
Check your available funds online.
interestnoun
interest
The interest rate is five percent.
loannoun
loan
She took a bank loan.
mobile bankingnoun
mobile banking
Mobile banking is very convenient.
online bankingnoun
online banking
Use online banking for transfers.
paymentnoun
payment
Make the payment by Friday.
pinnoun
pin
Enter your PIN carefully.
savingsnoun
savings
Keep your savings in a safe account.
signaturenoun
signature
Sign here, please.
statementnoun
statement
Read your bank statement monthly.
tellernoun
teller
The teller counted the money.
transferverb
transfer
Transfer money to her account.
withdrawverb
withdraw
I need to withdraw some cash.

A2Premium

capitalnoun
capital
They need more capital to grow.
capital gainsnoun
capital gains
Pay tax on capital gains.
cashlessadj
cashless
Sweden is almost cashless now.
contactlessadj
contactless
Use contactless payment.
credit limitnoun
credit limit
Do not exceed your credit limit.
credit scorenoun
credit score
A high credit score helps get loans.
digital walletnoun
digital wallet
Pay with your digital wallet.
direct debitnoun
direct debit
Set up a direct debit for the bills.
dividendnoun
dividend
She received a quarterly dividend.
fixed depositnoun
fixed deposit
A fixed deposit earns higher interest.
foreign transactionnoun
foreign transaction
Avoid foreign transaction charges.
gross incomenoun
gross income
Gross income is before tax.
installmentnoun
installment
Pay in twelve installments.
investmentnoun
investment
She made a smart investment.
ISAnoun
ISA
Put money in an ISA to save tax-free.
lossnoun
loss
They reported a loss this year.
net paynoun
net pay
Net pay is after all deductions.
open bankingnoun
open banking
Open banking shares data securely.
outgoingsnoun
outgoings
Cut your monthly outgoings.
pay stubnoun
pay stub
Keep your pay stub for reference.
pensionnoun
pension
Start saving for your pension early.
portfolionoun
portfolio
He has a diverse portfolio.
recurring paymentnoun
recurring payment
Set up recurring payments for bills.
richadj
rich
You don’t need to be rich to invest.
savings accountnoun
savings account
Open a savings account today.
sharenoun
share
She bought shares in the company.
standing ordernoun
standing order
Set up a standing order for rent.
stock marketnoun
stock market
The stock market fell yesterday.
surplusnoun
surplus
The budget ended with a surplus.
taxnoun
tax
Pay your tax on time.
transaction feenoun
transaction fee
There is a transaction fee abroad.

B1Premium

AMLnoun
AML
AML rules fight financial crime.
amortizationnoun
amortization
Amortization spreads costs over time.
APRnoun
APR
Check the APR before borrowing.
assetnoun
asset
Property is her main asset.
asset classnoun
asset class
Shares are one asset class.
base ratenoun
base rate
The base rate was raised.
bondnoun
bond
Government bonds are low risk.
central banknoun
central bank
The central bank sets interest rates.
claimnoun
claim
She made an insurance claim.
collateralnoun
collateral
Property is used as collateral.
compound interestnoun
compound interest
Compound interest grows savings fast.
credit unionnoun
credit union
A credit union offers fair rates.
crowdfundingnoun
crowdfunding
She raised money through crowdfunding.
deflationnoun
deflation
Deflation can slow the economy.
expenditurenoun
expenditure
Track your monthly expenditure.
financial planningnoun
financial planning
Financial planning secures your future.
fintechnoun
fintech
Fintech is disrupting banking.
fraudnoun
fraud
Report fraud to your bank immediately.
identity theftnoun
identity theft
Identity theft is growing.
inflation ratenoun
inflation rate
The inflation rate hit eight percent.
KYCnoun
KYC
Banks must carry out KYC checks.
liabilitynoun
liability
List all liabilities on the form.
microloannoun
microloan
She got a microloan to start her business.
monetary policynoun
monetary policy
Monetary policy controls money supply.
money launderingnoun
money laundering
Money laundering is a serious crime.
net worthnoun
net worth
Calculate your net worth.
overdraftnoun
overdraft
Avoid an overdraft if possible.
peer-to-peer lendingnoun
peer-to-peer lending
P2P lending bypasses banks.
repaymentnoun
repayment
Make monthly repayments.
simple interestnoun
simple interest
Simple interest is easy to calculate.
solvencynoun
solvency
Solvency means you can pay debts.
tax avoidancenoun
tax avoidance
Tax avoidance is legal but controversial.
wealthyadj
wealthy
The suburb is home to wealthy families.
yieldnoun
yield
The yield on bonds fell.

B2Premium

bank runnoun
bank run
A bank run caused the bank to fail.
capital flightnoun
capital flight
Capital flight weakens the currency.
currency pegnoun
currency peg
The currency peg limits flexibility.
deposit guaranteenoun
deposit guarantee
Deposits are guaranteed up to £85,000.
forexnoun
forex
The forex market never sleeps.
liquiditynoun
liquidity
Banks need to maintain liquidity.
negative interest ratenoun
negative interest rate
Negative rates punish saving.
premiumnoun
premium
Pay the monthly premium on time.
private bankingnoun
private banking
Private banking offers exclusive services.
remittancenoun
remittance
He sends a remittance home monthly.
sovereign wealth fundnoun
sovereign wealth fund
The sovereign wealth fund invests globally.
stress testnoun
stress test
Banks undergo regular stress tests.
wealth managementnoun
wealth management
Wealth management serves high-net-worth clients.

C1Premium

arrearsnoun
arrears
He fell into arrears on the loan.
auditnoun
audit
The firm underwent a tax audit.
creditworthyadj
creditworthy
Only creditworthy clients qualify.
defaultnoun
default
The country risked a debt default.
depreciateverb
depreciate
The currency began to depreciate.
precariousadj
precarious
Their financial situation is precarious.
solventadj
solvent
The firm remains solvent.
stagnantadj
stagnant
Wages have remained stagnant for years.

C2Premium

bailoutnoun
bailout
The government bailout prevented a systemic collapse of the banking sector.
insolventadj
insolvent
The company was declared insolvent.
meageradj
meager
It's hard to live on such a meager income.

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