Accounts, transfers, payments
A1
active
Mi abuela está muy activa.
My grandmother is very active.
bank
El banco está cerrado.
The bank is closed.
ticket
Compré el billete online.
I bought the ticket online.
cashpoint
Saco dinero del cajero.
I'm withdrawing money from the ATM.
ATM
El cajero automático no funciona.
The ATM is out of order.
wallet
Perdí la cartera con las tarjetas.
I lost my wallet with the cards.
cent
Me devolvieron veinte céntimos.
They gave me back twenty cents.
account
Abrí una cuenta en el banco.
I opened a bank account.
money
No tengo dinero.
I don't have money.
available
No hay habitaciones disponibles.
There are no rooms available.
cash
No llevo efectivo encima.
I don't have any cash on me.
Cuesta diez euros.
It costs ten euros.
to spend
Gasto mucho en comida.
I spend a lot on food.
coin
Necesito una moneda de euro.
I need a one-euro coin.
coin purse
Guardo las monedas en el monedero.
I keep the coins in my purse.
to pay
Yo pago la cena hoy.
I’m paying for dinner today.
to pay by card
¿Puedo pagar con tarjeta?
Can I pay by card?
card
Pago con tarjeta.
I'm paying by card.
A2 · Premium
to open an account
Quiero abrir una cuenta nueva.
I want to open a new account.
to save (money)
Ahorro un poco cada mes para las vacaciones.
I save a little each month for the holidays.
banking app
Pago con la app del banco.
I pay with the bank's app.
approved
El préstamo fue aprobado.
The loan was approved.
authorised
El pago está autorizado.
The payment is authorized.
to authorise
El banco autorizó el pago.
The bank authorized the payment.
online banking
Uso la banca en línea para todo.
I use online banking for everything.
blocked
Mi móvil está bloqueado.
My phone is locked.
travel pass
Compré un bono de transporte mensual.
I bought a monthly transport pass.
to close the account
Voy a cancelar la cuenta antigua.
I'm going to close the old account.
to get paid
¿Cuánto cobras por hora?
How much do you get paid per hour?
to set up the account
Tengo que configurar la cuenta nueva.
I have to set up the new account.
bank account
Necesito abrir una cuenta bancaria.
I need to open a bank account.
monthly payment
La cuota mensual es de quinientos euros.
The monthly payment is five hundred euros.
permanent
Tengo un contrato fijo.
I have a permanent contract.
to sign a contract
Mañana firmamos el contrato en la notaría.
Tomorrow we sign the contract at the notary.
free
La entrada es gratuita los domingos.
Admission is free on Sundays.
mortgage
Pago la hipoteca cada mes.
I pay the mortgage every month.
to deposit
Ingreso el cheque en la cuenta.
I'm depositing the cheque.
to deposit money
Ingresé dinero en el cajero.
I deposited money at the ATM.
interest
El interés de la hipoteca subió.
The mortgage interest went up.
pending
Tengo un pago pendiente.
I have a pending payment.
He olvidado mi PIN.
I've forgotten my PIN.
deadline
El plazo de entrega es el viernes.
The delivery deadline is Friday.
loan
Pedí un préstamo para el coche.
I took out a loan for the car.
to lend
¿Me prestas tu bici?
Will you lend me your bike?
rejected
Mi pago fue rechazado.
My payment was declined.
to withdraw
Retiro cien euros.
I'm withdrawing a hundred euros.
to withdraw money
Saco dinero los viernes.
I withdraw money on Fridays.
balance
No me queda saldo en la cuenta.
I have no balance left in the account.
to apply for a loan
Quiero solicitar un préstamo personal.
I want to apply for a personal loan.
branch
La sucursal está cerrada por la tarde.
The branch is closed in the afternoon.
credit card
Pagué con tarjeta de crédito.
I paid with a credit card.
debit card
Solo aceptan tarjeta de débito.
They only accept debit cards.
exchange rate
El tipo de cambio del euro subió.
The euro exchange rate rose.
interest rate
El tipo de interés es del tres por ciento.
The interest rate is three percent.
transfer
Hago una transferencia al alquiler.
I make a transfer for the rent.
Tengo una hipoteca a tipo variable.
I have a variable-rate mortgage.
verified
Mi perfil está verificado.
My profile is verified.
to verify
Verifica los datos antes de enviar.
Verify the details before sending.
B1 · Premium
guarantee
El banco pidió un aval para el préstamo.
The bank asked for a guarantor for the loan.
to block the card
Tengo que bloquear la tarjeta.
I have to block the card.
fee / commission
La comisión es alta.
The commission is high.
to check the balance
Consulto el saldo desde la app.
I check my balance from the app.
current account
Tengo una cuenta corriente en este banco.
I have a checking account at this bank.
savings account
Pongo dinero en la cuenta de ahorro.
I put money into my savings account.
debt
Tardó años en pagar la deuda.
It took him years to pay off the debt.
Tengo una versión digital del libro.
I have a digital version of the book.
bank manager
Quiero hablar con el director del banco.
I want to speak with the bank manager.
diversified
Tengo un portafolio diversificado.
I have a diversified portfolio.
currency
Trabajan con varias divisas.
They work with several currencies.
direct debit
Pago la luz por domiciliación bancaria.
I pay the electricity bill by direct debit.
in debt
Está muy endeudado con el banco.
He's heavily in debt with the bank.
to get into debt
Se endeudó con la hipoteca.
He got into debt with the mortgage.
statement (bank)
Recibo el extracto cada mes.
I receive the statement every month.
fraudulent
La operación resultó fraudulenta.
The transaction turned out to be fraudulent.
to make a transfer
Hice una transferencia esta mañana.
I made a transfer this morning.
deposit (pay-in)
Hice un ingreso en mi cuenta.
I made a deposit into my account.
investment
Hizo una inversión arriesgada.
He made a risky investment.
to invest
Invierto parte del sueldo en fondos.
I invest part of my salary in funds.
liquid
Necesito tener dinero líquido.
I need to have liquid cash.
profitable
Alquilar pisos es rentable aquí.
Renting out apartments is profitable here.
withdrawal
La retirada máxima es de mil euros.
The maximum withdrawal is a thousand euros.
transparent
La empresa tiene una política transparente.
The company has a transparent policy.
overdue
La factura está vencida desde ayer.
The invoice has been overdue since yesterday.
counter / window
Pase a la ventanilla tres.
Go to window three.
tied
Mi cuenta está vinculada a la tarjeta.
My account is linked to the card.
B2 · Premium
creditor
Los acreedores exigen el dinero.
The creditors demand the money.
to pay off
Amortizó la hipoteca antes de tiempo.
He paid off the mortgage ahead of time.
profit
La empresa obtuvo grandes beneficios.
The company made big profits.
Me pagaron con un cheque.
They paid me with a check.
overdraft
Tengo un descubierto en la cuenta.
I have an overdraft in my account.
debtor
El banco reclamó el pago al deudor.
The bank demanded payment from the debtor.
dividend
Reparte dividendos a los accionistas.
It distributes dividends to the shareholders.
to have salary paid into account
Domicilio el sueldo en este banco.
I have my salary paid into this bank.
indebtedness
El endeudamiento de la familia creció.
The family's debt grew.
financing
Ofrecen financiación sin intereses.
They offer interest-free financing.
to finance
El banco financia la compra del coche.
The bank finances the car purchase.
mortgaged
El piso está hipotecado.
The flat is mortgaged.
compound interest
El interés compuesto multiplica los ahorros.
Compound interest multiplies savings.
solvency
El banco evalúa tu solvencia.
The bank assesses your creditworthiness.
solvent
Es un cliente solvente.
He's a solvent client.
chequebook
Firmó un cheque del talonario.
He signed a check from the checkbook.
C1 · Premium
share / stock
Compré acciones de una empresa tecnológica.
I bought shares in a tech company.
asset
El piso es su único activo.
The flat is his only asset.
amortisation
La amortización anticipada tiene comisión.
Early amortisation carries a fee.
authorized person
Mi madre es mi apoderada en el banco.
My mother is my proxy at the bank.
money laundering
Lo acusan de blanqueo de capitales.
He's accused of money laundering.
investment fund
Metió sus ahorros en un fondo de inversión.
He put his savings into an investment fund.
illiquid
El inmueble es un activo ilíquido.
The property is an illiquid asset.
insolvency
La empresa declaró su insolvencia.
The company declared insolvency.
liquidity
La empresa tiene poca liquidez.
The company has low liquidity.
defaulter
El cliente moroso debe tres meses.
The delinquent customer owes three months.
to refinance
Refinanciamos el préstamo.
We refinanced the loan.
regulated
Es un mercado regulado por el gobierno.
It's a market regulated by the government.
profitability
Buscamos mejorar la rentabilidad del negocio.
We aim to improve the business’s profitability.
C2 · Premium
seizure (of assets)
El banco inició el embargo de la cuenta.
The bank began the seizure of the account.
to dwindle
Sus ahorros menguaron durante la crisis.
His savings dwindled during the crisis.
default
Está en mora desde marzo.
He's in default since March.
hardship, scarcity
Pasaron años de penuria económica.
They went through years of financial hardship.
bankruptcy
La cadena de tiendas está al borde de la quiebra.
The store chain is on the verge of bankruptcy.
usury
El juez anuló el préstamo por usura.
The judge voided the loan for usury.
Frequently asked
120 words, each with a translation and an example sentence: A1 — 18, A2 — 40, B1 — 27, B2 — 16, C1 — 13, C2 — 6.
With the A1 list: activo — active, banco — bank, billete — ticket, cajero — cashpoint, cajero automático — ATM, cartera — wallet, céntimo — cent, cuenta — account, dinero — money, disponible — available. The full level is on this page.
Reading the whole topic is free and needs no account. Practice is free at A1; A2, B1, B2, C1 and C2 need a Premium subscription.
Every word becomes a card that comes back right before you would forget it.
