At the bank · Spanish

Accounts, transfers, payments. 120 Spanish words, A1 through C2, with translations and example sentences.

A1

activoadj

active

My grandmother is very active.

banconoun

bank

The bank is closed.

billetenoun

ticket

I bought the ticket online.

cajeronoun

cashpoint

I'm withdrawing money from the ATM.

cajero automáticonoun

ATM

The ATM is out of order.

carteranoun

wallet

I lost my wallet with the cards.

céntimonoun

cent

They gave me back twenty cents.

cuentanoun

account

I opened a bank account.

dineronoun

money

I don't have money.

disponibleadj

available

There are no rooms available.

efectivonoun

cash

I don't have any cash on me.

euronoun

euro

It costs ten euros.

gastarverb

to spend

I spend a lot on food.

monedanoun

coin

I need a one-euro coin.

monederonoun

coin purse

I keep the coins in my purse.

pagarverb

to pay

I’m paying for dinner today.

pagar con tarjetaverb

to pay by card

Can I pay by card?

tarjetanoun

card

I'm paying by card.

A2Premium

abrir una cuentaverb

to open an account

I want to open a new account.

ahorrarverb

to save (money)

I save a little each month for the holidays.

app del banconoun

banking app

I pay with the bank's app.

aprobadoadj

approved

The loan was approved.

autorizadoadj

authorised

The payment is authorized.

autorizarverb

to authorise

The bank authorized the payment.

banca en líneanoun

online banking

I use online banking for everything.

bloqueadoadj

blocked

My phone is locked.

bononoun

travel pass

I bought a monthly transport pass.

cancelar la cuentaverb

to close the account

I'm going to close the old account.

cobrarverb

to get paid

How much do you get paid per hour?

configurar la cuentaverb

to set up the account

I have to set up the new account.

cuenta bancarianoun

bank account

I need to open a bank account.

cuota mensualnoun

monthly payment

The monthly payment is five hundred euros.

fijoadj

permanent

I have a permanent contract.

firmar un contratoverb

to sign a contract

Tomorrow we sign the contract at the notary.

gratuitoadj

free

Admission is free on Sundays.

hipotecanoun

mortgage

I pay the mortgage every month.

ingresarverb

to deposit

I'm depositing the cheque.

ingresar dineroverb

to deposit money

I deposited money at the ATM.

interésnoun

interest

The mortgage interest went up.

pendienteadj

pending

I have a pending payment.

PINnoun

I've forgotten my PIN.

plazonoun

deadline

The delivery deadline is Friday.

préstamonoun

loan

I took out a loan for the car.

prestarverb

to lend

Will you lend me your bike?

rechazadoadj

rejected

My payment was declined.

retirarverb

to withdraw

I'm withdrawing a hundred euros.

sacar dineroverb

to withdraw money

I withdraw money on Fridays.

saldonoun

balance

I have no balance left in the account.

solicitar un préstamoverb

to apply for a loan

I want to apply for a personal loan.

sucursalnoun

branch

The branch is closed in the afternoon.

tarjeta de créditonoun

credit card

I paid with a credit card.

tarjeta de débitonoun

debit card

They only accept debit cards.

tipo de cambionoun

exchange rate

The euro exchange rate rose.

tipo de interésnoun

interest rate

The interest rate is three percent.

transferencianoun

transfer

I make a transfer for the rent.

variableadj

variable

I have a variable-rate mortgage.

verificadoadj

verified

My profile is verified.

verificarverb

to verify

Verify the details before sending.

B1Premium

avalnoun

guarantee

The bank asked for a guarantor for the loan.

bloquear la tarjetaverb

to block the card

I have to block the card.

comisiónnoun

fee / commission

The commission is high.

consultar el saldoverb

to check the balance

I check my balance from the app.

cuenta corrientenoun

current account

I have a checking account at this bank.

cuenta de ahorronoun

savings account

I put money into my savings account.

deudanoun

debt

It took him years to pay off the debt.

digitaladj

digital

I have a digital version of the book.

director del banconoun

bank manager

I want to speak with the bank manager.

diversificadoadj

diversified

I have a diversified portfolio.

divisanoun

currency

They work with several currencies.

domiciliación bancarianoun

direct debit

I pay the electricity bill by direct debit.

endeudadoadj

in debt

He's heavily in debt with the bank.

endeudarseverb

to get into debt

He got into debt with the mortgage.

extractonoun

statement (bank)

I receive the statement every month.

fraudulentoadj

fraudulent

The transaction turned out to be fraudulent.

hacer una transferenciaverb

to make a transfer

I made a transfer this morning.

ingresonoun

deposit (pay-in)

I made a deposit into my account.

inversiónnoun

investment

He made a risky investment.

invertirverb

to invest

I invest part of my salary in funds.

líquidoadj

liquid

I need to have liquid cash.

rentableadj

profitable

Renting out apartments is profitable here.

retiradanoun

withdrawal

The maximum withdrawal is a thousand euros.

transparenteadj

transparent

The company has a transparent policy.

vencidoadj

overdue

The invoice has been overdue since yesterday.

ventanillanoun

counter / window

Go to window three.

vinculadoadj

tied

My account is linked to the card.

B2Premium

acreedornoun

creditor

The creditors demand the money.

amortizarverb

to pay off

He paid off the mortgage ahead of time.

beneficionoun

profit

The company made big profits.

chequenoun

cheque

They paid me with a check.

descubiertonoun

overdraft

I have an overdraft in my account.

deudornoun

debtor

The bank demanded payment from the debtor.

dividendonoun

dividend

It distributes dividends to the shareholders.

domiciliar el sueldoverb

to have salary paid into account

I have my salary paid into this bank.

endeudamientonoun

indebtedness

The family's debt grew.

financiaciónnoun

financing

They offer interest-free financing.

financiarverb

to finance

The bank finances the car purchase.

hipotecadoadj

mortgaged

The flat is mortgaged.

interés compuestonoun

compound interest

Compound interest multiplies savings.

solvencianoun

solvency

The bank assesses your creditworthiness.

solventeadj

solvent

He's a solvent client.

talonarionoun

chequebook

He signed a check from the checkbook.

C1Premium

acciónnoun

share / stock

I bought shares in a tech company.

activonoun

asset

The flat is his only asset.

amortizaciónnoun

amortisation

Early amortisation carries a fee.

apoderadonoun

authorized person

My mother is my proxy at the bank.

blanqueo de capitalesnoun

money laundering

He's accused of money laundering.

fondo de inversiónnoun

investment fund

He put his savings into an investment fund.

ilíquidoadj

illiquid

The property is an illiquid asset.

insolvencianoun

insolvency

The company declared insolvency.

liquideznoun

liquidity

The company has low liquidity.

morosoadj

defaulter

The delinquent customer owes three months.

refinanciarverb

to refinance

We refinanced the loan.

reguladoadj

regulated

It's a market regulated by the government.

rentabilidadnoun

profitability

We aim to improve the business’s profitability.

C2Premium

embargonoun

seizure (of assets)

The bank began the seizure of the account.

menguarverb

to dwindle

His savings dwindled during the crisis.

moranoun

default

He's in default since March.

penurianoun

hardship, scarcity

They went through years of financial hardship.

quiebranoun

bankruptcy

The store chain is on the verge of bankruptcy.

usuranoun

usury

The judge voided the loan for usury.

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